Real estate appraisal services for homeowners in the city of Verona and Essex County

See the top seven reasons New Jersey homeowners need J DeMars Real Estate Appraisal:

Find the right listing price (whether they're selling the home themselves or using a real estate agent)
Challenge a property tax assessment
To cut their mortgage payment by removing PMI
To reinstate your Home Equity Line of Credit (HELOC)
Review a different appraiser's report for verification
In the case of a divorce in the state of New Jersey, where property needs to be divided
To determine the true market value of real estate to settle an estate


	Need help deciding the price of your home in or near Verona, New Jersey? Contact J DeMars Real Estate Appraisal.

We at J DeMars Real Estate Appraisal understand the special needs of a customer looking for appraisal services. Our typical business clients understand the appraisal process and the customary "products" we deliver to them. As our client, you will receive extra guidance and explanations through the appraisal process to more fully understand what we do and how we report our findings.

Pre-listing Services/For Sale by Owner

It's very hard to be objective about your own home because you probably have an emotional attachment to it. Professional appraisers, like the ones at J DeMars Real Estate Appraisal, are objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your house will attract many interested buyers, a professional appraisal is very crucial as a negotiating tool once you have a potential buyer. It gives you something concrete to show the buyer. An appraisal is an independent third party's opinion of your house's value -- not just you saying how much you think your house is worth. Interested buyers know that you have an emotional attachment to your house and will be much more likely to give credibility to an experienced appraiser's value opinion than yours.

Challenging property tax assessments

If you live in an area that is going down or is not appreciating as much as other houses nearby, your local tax assessor may have your house overvalued. This only means you are paying higher taxes than you should be paying. The quicker you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting an expert appraisal from J DeMars Real Estate Appraisal is your perfect weapon when contesting your property tax assessment.

Appraisals to remove PMI

A fashionable money saver for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is below 80% of the value of your property. In most cases you can apply to your lender to have the PMI removed from your loan. We are veterans in helping consumers just like you remove unwanted PMI insurance.

HELOC recently frozen?

Even if your specific property has not declined in value, your lender just may decide to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area. This can be inopportune from a cash flow viewpoint, and negative on your credit score since it may appear as though that credit line is maxed out. J DeMars Real Estate Appraisal can help you reinstate your home equity line of credit with a professional appraisal.

Do You Need Field and Desktop Appraisal Review Services?

Have you just received a copy of your appraisal and you would wish to have a veteran appraiser double-check it for accuracy or do you need a second opinion without the added cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in question in a field review. If you're in a hurry, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal report you may have had in the past. While usually requested by banks, you may want to utilize this service if you suspect mortgage fraud related to your house.